Fees and Financial Information

CMCC Funding Structure

CMCC is a not for profit organization and a registered charity under the Income Tax Act (Canada), which receives no direct government funding. CMCC relies on tuition and actively seeks the generous support of donors. CMCC students are eligible to apply for government financial aid, a process for which assistance is available from the Financial Aid office.

2026-2027 Tuition and Fees

*Tax creditable fees that are eligible for the T2202 income tax reporting (calendar year basis).

**Includes HST

Students' Council Fee

On behalf of the CMCC Students’ Council, CMCC collects $210 from each student upon registration to fund the cost of Students’ Council social events, athletic programs (including the weight room, gym equipment and intramural sports), orientation, CMCC clubs, and participation in other student activities.

CMCC Chapter of the Student Canadian Chiropractic Association (SCCA)

OOn behalf of the CMCC Chapter of the SCCA, CMCC collects $25 from each student upon registration. The CMCC Chapter of the Student Canadian Chiropractic Association (SCCA) is committed to ensuring Canadian chiropractic students transition successfully from chiropractic college to practice in Canada by forging a strong relationship with the Canadian Chiropractic Association (CCA) and provding students with information and resources to plan for their transition into practice.

Student Insurance for Canadian Students

All full-time Canadian students are charged a fee for the Students’ Council Health & Dental Plan. The plan provides coverage for 12 months, from September 1 through August 31. If a student is already covered by an equivalent extended health and dental plan, they are still required to pay the student health insurance plan fee to CMCC. They may, however opt out of the Students’ Council Health & Dental Plan online, during the Change of Coverage Period, and receive a refund of the student health insurance plan fee directly from the insurance company. The plan also provides the option to enroll a spouse and/or dependants at additional cost.

For more information, call 1 877 795 4422 or visit www.studentcare.ca

International Student Insurance

For International Student Insurance please visit www.cihip.ca/coverage

International students are required to carry health insurance arranged through CMCC and the Students’ Council. This insurance is mandatory unless the student is able to provide evidence of coverage under a Canadian provincial health plan, and an equivalent extended health plan. These plans provide a 12 month coverage for their designated coverage period. More information about student health insurance is available by contacting Student Services

Other Undergraduate Fees and Costs

*Tax creditable fees that are eligible for the T2202 income tax reporting (calendar year basis).

Financial Obligations

Students are responsible for paying their CMCC fees by the stated due dates. CMCC cannot be held responsible for any loan payments that arrive after the tuition due date. Interest charges related to any delays in the processing and advancing of any student loan proceeds to CMCC are the responsibility of the student. CMCC does not accept credit cards as a method of payment for tuition installments.

Late Payment

• An interest charge will be applied to all overdue balances at the end of the business day every Friday, of 12% per annum compounded weekly. The interest rate charged is subject to change without notice.
• Students with outstanding balances could be subject to the following sanctions until full payment is made to CMCC:
  • withholding of grades, denial of access to class or clinic treating privileges, denial of examination writing privileges, termination of library services, and/ or de-registration.
  • Students will not receive their final grades or transcripts, will not be promoted to the next year, nor be permitted to graduate until all financial obligations to CMCC have been met.
  • Provincial and state regulatory boards may be notified of any student who remains indebted to CMCC at the completion of Year IV.

Credit Card Surcharge

CMCC has partnered with Blackbaud Merchant Services (service provider) to provide students with an online credit card payment option. The Mastercard and Visa Canadian Dollar fee payment service is only available on the CMCC Student Portal and includes a separate and non-refundable credit card surcharge fee. Only non-tuition discretionary fees (exam, parking, etc.) can be paid via credit card and will be subject to a credit card surcharge fee of 2.40% (subject to change) of the total transaction amount, to defray the transactional cost of accepting credit card payments.

Payment of annual tuition and mandatory fees can only be made via pre-authorized debit, Bill Payment and/or e-transfer.